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These opinions were released by the U.S. Bankruptcy Appellate Panel.

U.S. Bankruptcy Appellate Panel Digest: Aug. 30

Student Loan

Denial of Discharge

Where a debtor challenged the denial of her request for discharge of her student loan obligations to the government, the judgment is affirmed because the bankruptcy court properly applied the totality-of-the-circumstances standard and properly held that the debtor failed to meet her burden of proving an undue hardship. Judgment is affirmed.

Kemp v. U.S. Department of Education, appealed from the Western District of Arkansas, Saladino, J.

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